What to Bring to a 341 Meeting

Consumer Bankruptcy Attorneys DuPage, Kane, Kendall and Will Counties

The procedure to file for Chapter 7 bankruptcy is fairly straightforward. Once you have filed your bankruptcy petition, a 341 meeting is scheduled (per section 341 of the Bankruptcy Code). This hearing, which is also called the first meeting of creditors, typically occurs within 20 to 40 days after your filing. A meeting of creditors also occurs in Chapter 13 bankruptcy. It is typically held 20 to 50 days after the order for relief. Despite the name, creditors rarely actually attend this meeting. Your presence, however, is mandatory.

341 Meeting Must-Haves

In most cases you will not have to bring any additional information about your financial situation to the 341 meeting (unless requested to by your lawyer). You will, however, need to have your driver’s license (or official picture ID such as a passport) and proof of your social security number. Your original social security card will suffice to prove your social security number. If you do not have these documents with you, the 341 meeting will have to be rescheduled for another date.

Additional Bankruptcy Documents

Prior to the 341 meeting, your attorney should have collected all other relevant documentation including proof of your current income, bank statements, proof of expenses, deeds, vehicle titles, tax returns among other items. These documents may be needed for the 341 meeting. At Springer Brown, we advice our clients on every step of the bankruptcy process and ensure that they are fully prepared for their 341 meeting.

If you are facing financial distress and are considering a fresh start through bankruptcy, call us today to schedule a free initial consultation. Our attorneys are dedicated to helping consumers find relief from debt and renewed financial stability.